Call reports 2017
BANKHOMETOWN — 2017
What BANKHOMETOWN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 726,860,000 | 718,566,000 | 730,403,000 | 723,026,000 |
| Total loans | 480,761,000 | 492,660,000 | 492,031,000 | 499,872,000 |
| Allowance for loan losses | 1,181,000 | 1,626,000 | 1,994,000 | 2,720,000 |
| Securities available for sale | 154,285,000 | 154,301,000 | 149,951,000 | 154,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,888,000 | 614,440,000 | 624,275,000 | 621,338,000 |
| Interest-bearing deposits | 522,526,000 | 518,023,000 | 524,542,000 | 525,501,000 |
| Noninterest-bearing deposits | 93,362,000 | 96,417,000 | 99,733,000 | 95,837,000 |
| Equity capital | 87,253,000 | 88,452,000 | 89,906,000 | 91,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,105,000 | 12,316,000 | 18,822,000 | 25,695,000 |
| Interest expense | 723,000 | 1,431,000 | 2,118,000 | 2,816,000 |
| Net interest income | 5,382,000 | 10,885,000 | 16,704,000 | 22,879,000 |
| Noninterest income | 1,026,000 | 2,214,000 | 3,448,000 | 4,830,000 |
| Noninterest expense | 4,703,000 | 9,513,000 | 14,149,000 | 18,702,000 |
| Provision for loan losses | 360,000 | 820,000 | 1,370,000 | 2,170,000 |
| Pretax income | 1,345,000 | 2,766,000 | 4,633,000 | 6,837,000 |
| Income tax | 382,000 | 802,000 | 1,375,000 | 1,883,000 |
| Net income | 963,000 | 1,964,000 | 3,258,000 | 4,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,901,000 | 74,124,000 | 75,732,000 | 77,671,000 |
| Total capital | 74,121,000 | 75,790,000 | 77,768,000 | 80,434,000 |
| Risk-weighted assets | 470,059,000 | 488,793,000 | 496,144,000 | 497,990,000 |