Call reports 2016
BANKHOMETOWN — 2016
What BANKHOMETOWN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 428,446,000 | 437,664,000 | 457,435,000 | 733,223,000 |
| Total loans | 357,465,000 | 367,209,000 | 372,377,000 | 478,526,000 |
| Allowance for loan losses | 3,959,000 | 235,000 | 541,000 | 864,000 |
| Securities available for sale | 24,770,000 | 22,366,000 | 22,767,000 | 148,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,324,000 | 361,446,000 | 380,546,000 | 623,532,000 |
| Interest-bearing deposits | 334,554,000 | 330,623,000 | 347,435,000 | 529,749,000 |
| Noninterest-bearing deposits | 25,770,000 | 30,823,000 | 33,111,000 | 93,783,000 |
| Equity capital | 46,284,000 | 51,341,000 | 52,136,000 | 86,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,380,000 | 4,334,000 | 8,756,000 | 13,712,000 |
| Interest expense | 606,000 | 629,000 | 1,268,000 | 1,841,000 |
| Net interest income | 3,774,000 | 3,705,000 | 7,488,000 | 11,871,000 |
| Noninterest income | 536,000 | 635,000 | 1,294,000 | 2,493,000 |
| Noninterest expense | 3,027,000 | 3,040,000 | 5,836,000 | 9,803,000 |
| Provision for loan losses | 178,000 | 219,000 | 532,000 | 864,000 |
| Pretax income | 1,064,000 | 1,085,000 | 2,418,000 | 3,701,000 |
| Income tax | 386,000 | 398,000 | 873,000 | 1,298,000 |
| Net income | 678,000 | 687,000 | 1,545,000 | 2,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,068,000 | 49,349,000 | 50,030,000 | 72,624,000 |
| Total capital | 50,048,000 | 49,612,000 | 50,599,000 | 73,524,000 |
| Risk-weighted assets | 333,424,000 | 341,777,000 | 345,237,000 | 478,174,000 |