Call reports 2015
BANKHOMETOWN — 2015
What BANKHOMETOWN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 399,346,000 | 395,284,000 | 397,437,000 | 412,041,000 |
| Total loans | 325,691,000 | 329,233,000 | 335,709,000 | 356,637,000 |
| Allowance for loan losses | 3,668,000 | 3,642,000 | 3,647,000 | 3,806,000 |
| Securities available for sale | 23,716,000 | 23,713,000 | 23,626,000 | 24,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,426,000 | 338,968,000 | 340,521,000 | 347,096,000 |
| Interest-bearing deposits | 319,922,000 | 316,247,000 | 315,127,000 | 321,876,000 |
| Noninterest-bearing deposits | 22,504,000 | 22,721,000 | 25,394,000 | 25,220,000 |
| Equity capital | 43,588,000 | 44,178,000 | 44,869,000 | 45,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,853,000 | 7,797,000 | 11,783,000 | 15,949,000 |
| Interest expense | 587,000 | 1,179,000 | 1,755,000 | 2,318,000 |
| Net interest income | 3,266,000 | 6,618,000 | 10,028,000 | 13,631,000 |
| Noninterest income | 714,000 | 1,195,000 | 1,748,000 | 2,318,000 |
| Noninterest expense | 2,551,000 | 5,287,000 | 8,012,000 | 11,001,000 |
| Provision for loan losses | 62,000 | 122,000 | 127,000 | 334,000 |
| Pretax income | 1,367,000 | 2,404,000 | 3,637,000 | 4,604,000 |
| Income tax | 521,000 | 912,000 | 1,384,000 | 1,732,000 |
| Net income | 846,000 | 1,492,000 | 2,253,000 | 2,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,365,000 | 44,020,000 | 44,694,000 | 45,367,000 |
| Total capital | 46,948,000 | 47,683,000 | 48,341,000 | 49,173,000 |
| Risk-weighted assets | 284,750,000 | 293,921,000 | 303,461,000 | 334,720,000 |