Call reports 2014
BANKHOMETOWN — 2014
What BANKHOMETOWN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 372,131,000 | 390,077,000 | 392,833,000 | 400,348,000 |
| Total loans | 314,079,000 | 323,193,000 | 328,119,000 | 324,853,000 |
| Allowance for loan losses | 3,362,000 | 3,451,000 | 3,614,000 | 3,698,000 |
| Securities available for sale | 23,536,000 | 23,335,000 | 24,766,000 | 24,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,903,000 | 335,944,000 | 338,025,000 | 344,708,000 |
| Interest-bearing deposits | 301,022,000 | 313,500,000 | 316,380,000 | 323,063,000 |
| Noninterest-bearing deposits | 17,881,000 | 22,444,000 | 21,645,000 | 21,645,000 |
| Equity capital | 40,272,000 | 41,148,000 | 41,868,000 | 42,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,735,000 | 7,509,000 | 11,504,000 | 15,699,000 |
| Interest expense | 558,000 | 1,137,000 | 1,774,000 | 2,459,000 |
| Net interest income | 3,177,000 | 6,372,000 | 9,730,000 | 13,240,000 |
| Noninterest income | 527,000 | 1,171,000 | 1,728,000 | 2,293,000 |
| Noninterest expense | 2,460,000 | 4,857,000 | 7,289,000 | 10,027,000 |
| Provision for loan losses | 150,000 | 300,000 | 531,000 | 639,000 |
| Pretax income | 1,094,000 | 2,386,000 | 3,638,000 | 4,867,000 |
| Income tax | 413,000 | 902,000 | 1,378,000 | 1,833,000 |
| Net income | 681,000 | 1,484,000 | 2,260,000 | 3,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,899,000 | 40,715,000 | 41,508,000 | 42,304,000 |
| Total capital | 43,240,000 | 44,183,000 | 45,002,000 | 45,805,000 |
| Risk-weighted assets | 270,336,000 | 277,944,000 | 284,692,000 | 288,303,000 |