Call reports 2013
BANKHOMETOWN — 2013
What BANKHOMETOWN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 328,146,000 | 346,375,000 | 360,662,000 | 364,798,000 |
| Total loans | 276,981,000 | 284,755,000 | 297,039,000 | 307,893,000 |
| Allowance for loan losses | 3,494,000 | 3,598,000 | 3,462,000 | 3,237,000 |
| Securities available for sale | 17,741,000 | 17,410,000 | 18,856,000 | 22,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,781,000 | 290,518,000 | 308,018,000 | 312,421,000 |
| Interest-bearing deposits | 253,432,000 | 270,850,000 | 287,064,000 | 293,866,000 |
| Noninterest-bearing deposits | 17,349,000 | 19,668,000 | 20,954,000 | 18,555,000 |
| Equity capital | 37,154,000 | 37,801,000 | 38,635,000 | 39,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,424,000 | 6,822,000 | 10,364,000 | 14,115,000 |
| Interest expense | 473,000 | 959,000 | 1,516,000 | 2,096,000 |
| Net interest income | 2,951,000 | 5,863,000 | 8,848,000 | 12,019,000 |
| Noninterest income | 630,000 | 1,196,000 | 1,962,000 | 2,667,000 |
| Noninterest expense | 2,297,000 | 4,415,000 | 6,580,000 | 8,936,000 |
| Provision for loan losses | 153,000 | 258,000 | 319,000 | 495,000 |
| Pretax income | 1,131,000 | 2,522,000 | 4,047,000 | 5,391,000 |
| Income tax | 417,000 | 937,000 | 1,513,000 | 2,010,000 |
| Net income | 714,000 | 1,585,000 | 2,534,000 | 3,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,436,000 | 37,319,000 | 38,293,000 | 39,186,000 |
| Total capital | 39,408,000 | 40,408,000 | 41,503,000 | 42,438,000 |
| Risk-weighted assets | 233,103,000 | 246,629,000 | 256,524,000 | 265,492,000 |