Call reports 2012
BANKHOMETOWN — 2012
What BANKHOMETOWN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 298,326,000 | 299,424,000 | 308,170,000 | 329,058,000 |
| Total loans | 249,662,000 | 247,828,000 | 256,902,000 | 274,009,000 |
| Allowance for loan losses | 3,049,000 | 3,345,000 | 3,347,000 | 3,373,000 |
| Securities available for sale | 18,368,000 | 17,011,000 | 17,736,000 | 18,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,944,000 | 247,145,000 | 249,092,000 | 271,447,000 |
| Interest-bearing deposits | 230,003,000 | 231,469,000 | 232,915,000 | 249,165,000 |
| Noninterest-bearing deposits | 15,941,000 | 15,676,000 | 16,177,000 | 22,282,000 |
| Equity capital | 34,393,000 | 34,983,000 | 35,729,000 | 36,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,320,000 | 6,623,000 | 9,870,000 | 13,165,000 |
| Interest expense | 537,000 | 1,030,000 | 1,512,000 | 1,996,000 |
| Net interest income | 2,783,000 | 5,593,000 | 8,358,000 | 11,169,000 |
| Noninterest income | 459,000 | 946,000 | 1,504,000 | 2,098,000 |
| Noninterest expense | 1,887,000 | 3,885,000 | 5,913,000 | 8,101,000 |
| Provision for loan losses | 313,000 | 613,000 | 688,000 | 786,000 |
| Pretax income | 1,042,000 | 2,041,000 | 3,261,000 | 4,380,000 |
| Income tax | 397,000 | 792,000 | 1,275,000 | 1,636,000 |
| Net income | 645,000 | 1,249,000 | 1,986,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,113,000 | 34,717,000 | 35,455,000 | 36,213,000 |
| Total capital | 36,768,000 | 37,362,000 | 38,204,000 | 39,126,000 |
| Risk-weighted assets | 210,050,000 | 209,025,000 | 216,379,000 | 230,760,000 |