Call reports 2011
BANKHOMETOWN — 2011
What BANKHOMETOWN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 218,291,000 | 307,166,000 | 305,233,000 | 301,730,000 |
| Total loans | 183,027,000 | 252,172,000 | 251,391,000 | 251,291,000 |
| Allowance for loan losses | 2,745,000 | 2,751,000 | 3,133,000 | 2,999,000 |
| Securities available for sale | 13,909,000 | 19,307,000 | 21,084,000 | 19,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,135,000 | 259,804,000 | 255,502,000 | 250,644,000 |
| Interest-bearing deposits | 173,940,000 | 243,467,000 | 238,408,000 | 235,368,000 |
| Noninterest-bearing deposits | 12,195,000 | 16,337,000 | 17,094,000 | 15,276,000 |
| Equity capital | 24,758,000 | 31,873,000 | 32,699,000 | 33,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,985,000 | 9,427,000 | 13,089,000 |
| Interest expense | 520,000 | 1,245,000 | 1,918,000 | 2,507,000 |
| Net interest income | 2,177,000 | 4,740,000 | 7,509,000 | 10,582,000 |
| Noninterest income | 427,000 | 2,216,000 | 2,820,000 | 2,986,000 |
| Noninterest expense | 1,344,000 | 3,426,000 | 5,338,000 | 7,357,000 |
| Provision for loan losses | 228,000 | 484,000 | 684,000 | 1,042,000 |
| Pretax income | 1,032,000 | 3,054,000 | 4,315,000 | 5,177,000 |
| Income tax | 406,000 | 742,000 | 1,208,000 | 1,584,000 |
| Net income | 626,000 | 2,312,000 | 3,107,000 | 3,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,622,000 | 31,667,000 | 32,433,000 | 32,927,000 |
| Total capital | 26,468,000 | 34,171,000 | 34,901,000 | 35,551,000 |
| Risk-weighted assets | 146,677,000 | 199,702,000 | 196,799,000 | 208,786,000 |