Call reports 2010
BANKHOMETOWN — 2010
What BANKHOMETOWN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 210,890,000 | 220,910,000 | 221,350,000 | 221,765,000 |
| Total loans | 178,037,000 | 180,997,000 | 181,775,000 | 183,330,000 |
| Allowance for loan losses | 2,056,000 | 2,306,000 | 2,589,000 | 2,749,000 |
| Securities available for sale | 11,966,000 | 11,600,000 | 12,262,000 | 14,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,608,000 | 189,095,000 | 189,308,000 | 191,507,000 |
| Interest-bearing deposits | 168,259,000 | 175,721,000 | 174,863,000 | 178,831,000 |
| Noninterest-bearing deposits | 8,349,000 | 13,374,000 | 14,445,000 | 12,676,000 |
| Equity capital | 22,429,000 | 22,912,000 | 23,498,000 | 24,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,747,000 | 5,533,000 | 8,402,000 | 11,174,000 |
| Interest expense | 681,000 | 1,319,000 | 1,919,000 | 2,486,000 |
| Net interest income | 2,066,000 | 4,214,000 | 6,483,000 | 8,688,000 |
| Noninterest income | 381,000 | 600,000 | 823,000 | 1,333,000 |
| Noninterest expense | 1,141,000 | 2,453,000 | 3,647,000 | 4,998,000 |
| Provision for loan losses | 300,000 | 550,000 | 868,000 | 1,175,000 |
| Pretax income | 1,006,000 | 1,810,000 | 2,790,000 | 3,847,000 |
| Income tax | 418,000 | 737,000 | 1,143,000 | 1,521,000 |
| Net income | 588,000 | 1,073,000 | 1,647,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,231,000 | 22,672,000 | 23,275,000 | 23,978,000 |
| Total capital | 24,140,000 | 24,626,000 | 25,097,000 | 25,861,000 |
| Risk-weighted assets | 152,586,000 | 155,932,000 | 144,970,000 | 149,764,000 |