Call reports 2009
BANKHOMETOWN — 2009
What BANKHOMETOWN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 198,064,000 | 207,038,000 | 204,571,000 | 212,042,000 |
| Total loans | 172,492,000 | 169,195,000 | 173,958,000 | 177,977,000 |
| Allowance for loan losses | 1,557,000 | 1,594,000 | 1,681,000 | 1,958,000 |
| Securities available for sale | 11,401,000 | 12,475,000 | 12,601,000 | 12,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,813,000 | 185,984,000 | 182,650,000 | 180,831,000 |
| Interest-bearing deposits | 163,926,000 | 176,442,000 | 172,035,000 | 171,981,000 |
| Noninterest-bearing deposits | 8,887,000 | 9,542,000 | 10,615,000 | 8,850,000 |
| Equity capital | 20,295,000 | 20,821,000 | 21,437,000 | 21,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,865,000 | 5,792,000 | 8,585,000 | 11,439,000 |
| Interest expense | 1,087,000 | 2,087,000 | 2,997,000 | 3,795,000 |
| Net interest income | 1,778,000 | 3,705,000 | 5,588,000 | 7,644,000 |
| Noninterest income | 302,000 | 667,000 | 1,037,000 | 1,437,000 |
| Noninterest expense | 1,116,000 | 2,366,000 | 3,523,000 | 5,014,000 |
| Provision for loan losses | 300,000 | 550,000 | 700,000 | 1,025,000 |
| Pretax income | 664,000 | 1,494,000 | 2,365,000 | 3,005,000 |
| Income tax | 274,000 | 620,000 | 985,000 | 1,242,000 |
| Net income | 390,000 | 874,000 | 1,380,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,106,000 | 20,627,000 | 21,229,000 | 21,621,000 |
| Total capital | 21,663,000 | 22,221,000 | 22,910,000 | 23,521,000 |
| Risk-weighted assets | 144,120,000 | 144,080,000 | 146,027,000 | 151,910,000 |