Call reports 2003
BANKHOMETOWN — 2003
What BANKHOMETOWN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 117,995,000 | 122,806,000 | 121,494,000 | 122,929,000 |
| Total loans | 84,149,000 | 85,481,000 | 89,418,000 | 94,563,000 |
| Allowance for loan losses | 735,000 | 779,000 | 796,000 | 789,000 |
| Securities available for sale | 19,425,000 | 22,822,000 | 20,412,000 | 17,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,494,000 | 112,951,000 | 112,272,000 | 113,033,000 |
| Interest-bearing deposits | 101,197,000 | 104,743,000 | 104,524,000 | 104,945,000 |
| Noninterest-bearing deposits | 7,297,000 | 8,208,000 | 7,748,000 | 8,088,000 |
| Equity capital | 8,300,000 | 8,779,000 | 9,008,000 | 9,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,624,000 | 5,458,000 | 7,361,000 |
| Interest expense | 611,000 | 1,176,000 | 1,684,000 | 2,160,000 |
| Net interest income | 1,187,000 | 2,448,000 | 3,774,000 | 5,201,000 |
| Noninterest income | 269,000 | 491,000 | 630,000 | 778,000 |
| Noninterest expense | 701,000 | 1,397,000 | 2,156,000 | 2,913,000 |
| Provision for loan losses | 85,000 | 130,000 | 145,000 | 145,000 |
| Pretax income | 670,000 | 1,412,000 | 2,085,000 | 2,903,000 |
| Income tax | 328,000 | 667,000 | 962,000 | 1,117,000 |
| Net income | 342,000 | 745,000 | 1,123,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,222,000 | 8,626,000 | 8,981,000 | 9,651,000 |
| Total capital | 8,971,000 | 9,435,000 | 9,777,000 | 10,440,000 |
| Risk-weighted assets | 84,617,000 | 87,735,000 | 84,921,000 | 85,391,000 |
Machine access — free, no API key
Every figure shown here about BANKHOMETOWN — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.