Call reports 2016
EAGLE STATE BANK — 2016
What EAGLE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 26,476,000 | 25,899,000 | 27,656,000 | 26,793,000 |
| Total loans | 19,798,000 | 19,628,000 | 19,887,000 | 21,767,000 |
| Allowance for loan losses | 220,000 | 236,000 | 243,000 | 243,000 |
| Securities available for sale | 1,287,000 | 1,742,000 | 1,746,000 | 1,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,082,000 | 23,376,000 | 25,097,000 | 24,390,000 |
| Interest-bearing deposits | 20,350,000 | 19,894,000 | 21,084,000 | 19,962,000 |
| Noninterest-bearing deposits | 3,732,000 | 3,482,000 | 4,013,000 | 4,428,000 |
| Equity capital | 2,357,000 | 2,438,000 | 2,426,000 | 2,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 500,000 | 753,000 | 1,013,000 |
| Interest expense | 39,000 | 81,000 | 127,000 | 172,000 |
| Net interest income | 210,000 | 419,000 | 626,000 | 841,000 |
| Noninterest income | 29,000 | 64,000 | 95,000 | 123,000 |
| Noninterest expense | 159,000 | 321,000 | 492,000 | 682,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 65,000 | 132,000 | 189,000 | 242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 132,000 | 189,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,286,000 | 2,337,000 | 2,345,000 | 2,375,000 |
| Total capital | 2,506,000 | 2,573,000 | 2,588,000 | 2,618,000 |
| Risk-weighted assets | 24,804,000 | 21,684,000 | 22,387,000 | 23,952,000 |