Call reports 2015
EAGLE STATE BANK — 2015
What EAGLE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 22,987,000 | 23,498,000 | 23,735,000 | 25,150,000 |
| Total loans | 14,972,000 | 17,417,000 | 19,307,000 | 20,077,000 |
| Allowance for loan losses | 133,000 | 155,000 | 190,000 | 205,000 |
| Securities available for sale | 1,487,000 | 1,417,000 | 1,494,000 | 1,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,143,000 | 21,151,000 | 21,280,000 | 22,695,000 |
| Interest-bearing deposits | 17,748,000 | 17,788,000 | 17,612,000 | 18,616,000 |
| Noninterest-bearing deposits | 3,395,000 | 3,363,000 | 3,668,000 | 4,079,000 |
| Equity capital | 1,814,000 | 2,302,000 | 2,340,000 | 2,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 388,000 | 616,000 | 862,000 |
| Interest expense | 35,000 | 71,000 | 109,000 | 147,000 |
| Net interest income | 137,000 | 317,000 | 507,000 | 715,000 |
| Noninterest income | 31,000 | 67,000 | 113,000 | 144,000 |
| Noninterest expense | 156,000 | 300,000 | 481,000 | 664,000 |
| Provision for loan losses | 6,000 | 29,000 | 64,000 | 79,000 |
| Pretax income | -1,000 | 27,000 | 60,000 | 100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,000 | 27,000 | 60,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,750,000 | 2,255,000 | 2,290,000 | 2,333,000 |
| Total capital | 1,883,000 | 2,410,000 | 2,480,000 | 2,538,000 |
| Risk-weighted assets | 17,254,000 | 18,804,000 | 20,277,000 | 21,419,000 |