Call reports 2012
EAGLE STATE BANK — 2012
What EAGLE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 16,451,000 | 16,545,000 | 15,710,000 | 15,722,000 |
| Total loans | 5,838,000 | 5,639,000 | 5,265,000 | 4,755,000 |
| Allowance for loan losses | 46,000 | 46,000 | 46,000 | 46,000 |
| Securities available for sale | 1,170,000 | 1,193,000 | 1,393,000 | 1,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,889,000 | 14,965,000 | 14,136,000 | 14,171,000 |
| Interest-bearing deposits | 11,398,000 | 11,997,000 | 11,080,000 | 11,241,000 |
| Noninterest-bearing deposits | 3,491,000 | 2,968,000 | 3,056,000 | 2,930,000 |
| Equity capital | 1,532,000 | 1,550,000 | 1,548,000 | 1,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 245,000 | 360,000 | 470,000 |
| Interest expense | 26,000 | 50,000 | 71,000 | 90,000 |
| Net interest income | 95,000 | 195,000 | 289,000 | 380,000 |
| Noninterest income | 22,000 | 45,000 | 66,000 | 86,000 |
| Noninterest expense | 105,000 | 204,000 | 325,000 | 435,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 7,000 | 31,000 | 25,000 | 26,000 |
| Income tax | 1,000 | 5,000 | 3,000 | 4,000 |
| Net income | 6,000 | 26,000 | 22,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,525,000 | 1,545,000 | 1,543,000 | 1,519,000 |
| Total capital | 1,571,000 | 1,591,000 | 1,589,000 | 1,565,000 |
| Risk-weighted assets | 6,859,000 | 6,743,000 | 6,580,000 | 6,321,000 |