Call reports 2026
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LORAIN — 2026
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LORAIN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 567,257,000 | 573,808,000 |
| Total loans | 457,012,000 | 471,048,000 |
| Allowance for loan losses | 1,854,000 | 1,977,000 |
| Securities available for sale | 67,483,000 | 61,954,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 500,238,000 | 499,761,000 |
| Interest-bearing deposits | 460,768,000 | 461,016,000 |
| Noninterest-bearing deposits | 39,470,000 | 38,745,000 |
| Equity capital | 53,141,000 | 53,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,920,000 | 11,842,000 |
| Interest expense | 2,926,000 | 5,800,000 |
| Net interest income | 2,994,000 | 6,042,000 |
| Noninterest income | 517,000 | 998,000 |
| Noninterest expense | 3,367,000 | 6,760,000 |
| Provision for loan losses | 20,000 | 58,000 |
| Pretax income | 124,000 | 222,000 |
| Income tax | 4,000 | 4,000 |
| Net income | 120,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 59,763,000 | 59,862,000 |
| Total capital | 61,658,000 | 61,880,000 |
| Risk-weighted assets | 297,256,000 | 304,249,000 |