Call reports 2026
SYNERGY BANK — 2026
What SYNERGY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,263,618,000 | 1,282,792,000 |
| Total loans | 846,481,000 | 875,687,000 |
| Allowance for loan losses | 17,388,000 | 18,026,000 |
| Securities available for sale | 162,728,000 | 166,595,000 |
| Securities held to maturity | 102,710,000 | 112,284,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,078,202,000 | 1,093,071,000 |
| Interest-bearing deposits | 806,858,000 | 818,887,000 |
| Noninterest-bearing deposits | 271,344,000 | 274,184,000 |
| Equity capital | 170,764,000 | 175,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,814,000 | 36,478,000 |
| Interest expense | 4,877,000 | 9,777,000 |
| Net interest income | 12,937,000 | 26,701,000 |
| Noninterest income | 1,627,000 | 3,535,000 |
| Noninterest expense | 7,401,000 | 15,014,000 |
| Provision for loan losses | 980,000 | 2,447,000 |
| Pretax income | 6,177,000 | 12,726,000 |
| Income tax | 1,268,000 | 2,609,000 |
| Net income | 4,909,000 | 10,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 134,271,000 | 139,640,000 |