Call reports 2017
SYNERGY BANK — 2017
What SYNERGY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 512,458,000 | 523,423,000 | 516,553,000 | 513,513,000 |
| Total loans | 358,613,000 | 357,690,000 | 353,120,000 | 349,946,000 |
| Allowance for loan losses | 11,695,000 | 8,104,000 | 7,210,000 | 7,274,000 |
| Securities available for sale | 62,798,000 | 67,276,000 | 66,886,000 | 66,409,000 |
| Securities held to maturity | 28,567,000 | 32,671,000 | 36,257,000 | 37,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,654,000 | 465,996,000 | 459,858,000 | 457,812,000 |
| Interest-bearing deposits | 362,672,000 | 370,920,000 | 362,531,000 | 362,174,000 |
| Noninterest-bearing deposits | 94,982,000 | 95,076,000 | 97,327,000 | 95,638,000 |
| Equity capital | 53,669,000 | 54,996,000 | 55,239,000 | 54,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,138,000 | 10,422,000 | 15,882,000 | 21,288,000 |
| Interest expense | 644,000 | 1,336,000 | 2,062,000 | 2,798,000 |
| Net interest income | 4,494,000 | 9,086,000 | 13,820,000 | 18,490,000 |
| Noninterest income | 766,000 | 1,608,000 | 2,376,000 | 3,166,000 |
| Noninterest expense | 3,310,000 | 6,752,000 | 10,306,000 | 13,803,000 |
| Provision for loan losses | 234,000 | 304,000 | 1,959,000 | 2,425,000 |
| Pretax income | 1,716,000 | 3,638,000 | 3,931,000 | 5,428,000 |
| Income tax | 559,000 | 1,189,000 | 1,264,000 | 2,221,000 |
| Net income | 1,157,000 | 2,449,000 | 2,667,000 | 3,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,849,000 | 55,166,000 | 55,409,000 | 55,029,000 |
| Total capital | 58,387,000 | 59,680,000 | 59,887,000 | 59,469,000 |
| Risk-weighted assets | 355,875,000 | 357,492,000 | 355,493,000 | 352,342,000 |