Call reports 2005
SYNERGY BANK — 2005
What SYNERGY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 108,434,000 | 113,258,000 | 125,921,000 | 149,173,000 |
| Total loans | 78,892,000 | 81,403,000 | 86,382,000 | 88,441,000 |
| Allowance for loan losses | 1,605,000 | 1,629,000 | 1,728,000 | 1,769,000 |
| Securities available for sale | 9,050,000 | 10,552,000 | 16,896,000 | 23,844,000 |
| Securities held to maturity | 8,273,000 | 9,703,000 | 9,138,000 | 11,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,233,000 | 102,454,000 | 114,046,000 | 136,650,000 |
| Interest-bearing deposits | 77,945,000 | 79,505,000 | 87,749,000 | 103,238,000 |
| Noninterest-bearing deposits | 20,288,000 | 22,949,000 | 26,297,000 | 33,412,000 |
| Equity capital | 9,793,000 | 10,451,000 | 11,027,000 | 11,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,153,000 | 4,950,000 | 6,942,000 |
| Interest expense | 391,000 | 847,000 | 1,381,000 | 2,019,000 |
| Net interest income | 1,133,000 | 2,306,000 | 3,569,000 | 4,923,000 |
| Noninterest income | 314,000 | 882,000 | 1,398,000 | 1,860,000 |
| Noninterest expense | 731,000 | 1,506,000 | 2,292,000 | 3,161,000 |
| Provision for loan losses | 37,000 | 37,000 | 137,000 | 323,000 |
| Pretax income | 679,000 | 1,645,000 | 2,538,000 | 3,299,000 |
| Income tax | 229,000 | 557,000 | 859,000 | 1,123,000 |
| Net income | 450,000 | 1,088,000 | 1,679,000 | 2,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,836,000 | 10,474,000 | 11,065,000 | 11,377,000 |
| Total capital | 10,815,000 | 11,488,000 | 12,133,000 | 12,520,000 |
| Risk-weighted assets | 77,729,000 | 80,526,000 | 84,772,000 | 90,833,000 |
Machine access — free, no API key
Every figure shown here about SYNERGY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.