Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 57,738,000 | 59,012,000 | 57,508,000 | 58,445,000 |
| Total loans | 32,091,000 | 32,364,000 | 32,066,000 | 30,752,000 |
| Allowance for loan losses | 241,000 | 241,000 | 134,000 | 144,000 |
| Securities available for sale | 19,495,000 | 19,575,000 | 19,788,000 | 21,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,250,000 | 53,411,000 | 51,577,000 | 52,342,000 |
| Interest-bearing deposits | 32,664,000 | 32,764,000 | 30,580,000 | 32,636,000 |
| Noninterest-bearing deposits | 19,586,000 | 20,647,000 | 20,997,000 | 19,706,000 |
| Equity capital | 5,247,000 | 5,418,000 | 5,679,000 | 5,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,288,000 | 1,937,000 | 2,625,000 |
| Interest expense | 130,000 | 265,000 | 388,000 | 514,000 |
| Net interest income | 486,000 | 1,023,000 | 1,549,000 | 2,111,000 |
| Noninterest income | 54,000 | 114,000 | 171,000 | 226,000 |
| Noninterest expense | 539,000 | 1,055,000 | 1,579,000 | 2,067,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 25,000 |
| Pretax income | 1,000 | 82,000 | 131,000 | 245,000 |
| Income tax | 0 | 18,000 | 28,000 | 52,000 |
| Net income | 1,000 | 64,000 | 103,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,303,000 | 6,367,000 | 6,405,000 | 6,438,000 |
| Total capital | 6,544,000 | 6,608,000 | 6,539,000 | 6,582,000 |
| Risk-weighted assets | 28,083,000 | 27,996,000 | 27,467,000 | 26,416,000 |