Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 66,003,000 | 64,047,000 | 62,791,000 | 60,928,000 |
| Total loans | 32,742,000 | 33,192,000 | 33,147,000 | 32,440,000 |
| Allowance for loan losses | 308,000 | 314,000 | 314,000 | 264,000 |
| Securities available for sale | 24,790,000 | 26,047,000 | 25,134,000 | 24,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,816,000 | 59,512,000 | 58,524,000 | 54,772,000 |
| Interest-bearing deposits | 38,150,000 | 37,255,000 | 37,949,000 | 34,126,000 |
| Noninterest-bearing deposits | 22,666,000 | 22,257,000 | 20,575,000 | 20,646,000 |
| Equity capital | 5,007,000 | 4,383,000 | 4,094,000 | 4,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 982,000 | 1,502,000 | 2,016,000 |
| Interest expense | 21,000 | 43,000 | 66,000 | 94,000 |
| Net interest income | 465,000 | 939,000 | 1,436,000 | 1,922,000 |
| Noninterest income | -75,000 | 3,000 | 67,000 | 130,000 |
| Noninterest expense | 518,000 | 1,045,000 | 1,561,000 | 2,045,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | -128,000 | -103,000 | -58,000 | 57,000 |
| Income tax | 11,000 | 23,000 | -21,000 | -26,000 |
| Net income | -139,000 | -126,000 | -37,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,985,000 | 5,998,000 | 6,086,000 | 6,172,000 |
| Total capital | 6,293,000 | 6,312,000 | 6,400,000 | 6,436,000 |
| Risk-weighted assets | 30,409,000 | 30,868,000 | 30,955,000 | 29,732,000 |