Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 63,959,000 | 64,654,000 | 67,056,000 | 65,621,000 |
| Total loans | 35,117,000 | 34,926,000 | 34,405,000 | 35,161,000 |
| Allowance for loan losses | 318,000 | 306,000 | 295,000 | 304,000 |
| Securities available for sale | 20,700,000 | 23,160,000 | 24,686,000 | 24,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,406,000 | 57,631,000 | 60,411,000 | 59,254,000 |
| Interest-bearing deposits | 37,085,000 | 36,852,000 | 37,353,000 | 37,759,000 |
| Noninterest-bearing deposits | 20,321,000 | 20,780,000 | 23,058,000 | 21,495,000 |
| Equity capital | 6,290,000 | 6,360,000 | 6,347,000 | 6,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,011,000 | 1,502,000 | 1,997,000 |
| Interest expense | 57,000 | 99,000 | 130,000 | 154,000 |
| Net interest income | 456,000 | 912,000 | 1,372,000 | 1,843,000 |
| Noninterest income | 147,000 | 265,000 | 341,000 | 419,000 |
| Noninterest expense | 497,000 | 1,025,000 | 1,544,000 | 2,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 154,000 | 195,000 | 208,000 |
| Income tax | 14,000 | 18,000 | 22,000 | 19,000 |
| Net income | 92,000 | 136,000 | 173,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,078,000 | 6,122,000 | 6,159,000 | 6,124,000 |