Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 59,177,000 | 61,273,000 | 62,759,000 | 64,473,000 |
| Total loans | 38,868,000 | 37,759,000 | 37,091,000 | 35,594,000 |
| Allowance for loan losses | 324,000 | 317,000 | 318,000 | 318,000 |
| Securities available for sale | 12,314,000 | 19,063,000 | 20,236,000 | 21,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,712,000 | 54,810,000 | 55,971,000 | 57,626,000 |
| Interest-bearing deposits | 36,531,000 | 37,364,000 | 37,322,000 | 36,941,000 |
| Noninterest-bearing deposits | 15,181,000 | 17,446,000 | 18,649,000 | 20,685,000 |
| Equity capital | 6,139,000 | 6,223,000 | 6,408,000 | 6,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,168,000 | 1,757,000 | 2,313,000 |
| Interest expense | 94,000 | 195,000 | 267,000 | 333,000 |
| Net interest income | 498,000 | 973,000 | 1,490,000 | 1,980,000 |
| Noninterest income | 75,000 | 151,000 | 265,000 | 447,000 |
| Noninterest expense | 553,000 | 1,079,000 | 1,600,000 | 2,120,000 |
| Provision for loan losses | 8,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 12,000 | 59,000 | 169,000 | 321,000 |
| Income tax | 1,000 | 1,000 | 18,000 | 46,000 |
| Net income | 11,000 | 58,000 | 151,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,809,000 | 5,856,000 | 5,949,000 | 5,986,000 |
| Total capital | 6,133,000 | 6,173,000 | 6,267,000 | — |
| Risk-weighted assets | 31,461,000 | 31,761,000 | 31,930,000 | — |