Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,346,000 | 56,209,000 | 57,348,000 | 59,182,000 |
| Total loans | 40,544,000 | 40,193,000 | 40,192,000 | 39,343,000 |
| Allowance for loan losses | 295,000 | 309,000 | 310,000 | 315,000 |
| Securities available for sale | 8,915,000 | 8,909,000 | 10,619,000 | 12,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,486,000 | 48,195,000 | 49,110,000 | 50,977,000 |
| Interest-bearing deposits | 33,458,000 | 34,407,000 | 34,547,000 | 36,095,000 |
| Noninterest-bearing deposits | 13,028,000 | 13,788,000 | 14,563,000 | 14,882,000 |
| Equity capital | 5,628,000 | 5,810,000 | 5,910,000 | 5,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,233,000 | 1,854,000 | 2,471,000 |
| Interest expense | 68,000 | 147,000 | 238,000 | 327,000 |
| Net interest income | 541,000 | 1,086,000 | 1,616,000 | 2,144,000 |
| Noninterest income | 72,000 | 154,000 | 225,000 | 315,000 |
| Noninterest expense | 509,000 | 1,025,000 | 1,557,000 | 2,057,000 |
| Provision for loan losses | 15,000 | 30,000 | 0 | 50,000 |
| Pretax income | 89,000 | 188,000 | 243,000 | 356,000 |
| Income tax | 13,000 | 29,000 | 38,000 | 60,000 |
| Net income | 76,000 | 159,000 | 205,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,666,000 | 5,748,000 | 5,794,000 | 5,798,000 |
| Total capital | 5,961,000 | 6,057,000 | 6,104,000 | 6,113,000 |
| Risk-weighted assets | 32,453,000 | 31,937,000 | 32,195,000 | 31,461,000 |