Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 57,395,000 | 56,074,000 | 55,875,000 | 54,084,000 |
| Total loans | 39,022,000 | 38,312,000 | 39,699,000 | 39,838,000 |
| Allowance for loan losses | 293,000 | 263,000 | 267,000 | 282,000 |
| Securities available for sale | 10,620,000 | 10,541,000 | 10,402,000 | 9,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,921,000 | 47,560,000 | 47,165,000 | 46,346,000 |
| Interest-bearing deposits | 35,954,000 | 34,451,000 | 33,457,000 | 33,141,000 |
| Noninterest-bearing deposits | 12,967,000 | 13,109,000 | 13,708,000 | 13,205,000 |
| Equity capital | 5,333,000 | 5,386,000 | 5,445,000 | 5,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,139,000 | 1,731,000 | 2,335,000 |
| Interest expense | 57,000 | 115,000 | 176,000 | 240,000 |
| Net interest income | 502,000 | 1,024,000 | 1,555,000 | 2,095,000 |
| Noninterest income | 58,000 | 139,000 | 225,000 | 301,000 |
| Noninterest expense | 520,000 | 1,032,000 | 1,528,000 | 2,029,000 |
| Provision for loan losses | 6,000 | 12,000 | 28,000 | 74,000 |
| Pretax income | 34,000 | 119,000 | 224,000 | 293,000 |
| Income tax | 2,000 | 36,000 | 56,000 | 69,000 |
| Net income | 32,000 | 83,000 | 168,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,485,000 | 5,537,000 | 5,269,000 | 5,590,000 |
| Total capital | 5,778,000 | 5,800,000 | 5,536,000 | 5,872,000 |
| Risk-weighted assets | 23,378,000 | 30,919,000 | 32,784,000 | 32,141,000 |