Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 60,088,000 | 58,328,000 | 57,067,000 | 56,696,000 |
| Total loans | 38,998,000 | 39,226,000 | 38,439,000 | 38,080,000 |
| Allowance for loan losses | 289,000 | 285,000 | 287,000 | 287,000 |
| Securities available for sale | 11,681,000 | 11,415,000 | 11,282,000 | 10,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,563,000 | 49,732,000 | 48,307,000 | 48,051,000 |
| Interest-bearing deposits | 36,557,000 | 36,177,000 | 36,112,000 | 33,558,000 |
| Noninterest-bearing deposits | 14,006,000 | 13,555,000 | 12,195,000 | 14,493,000 |
| Equity capital | 5,330,000 | 5,468,000 | 5,512,000 | 5,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,073,000 | 1,626,000 | 2,243,000 |
| Interest expense | 53,000 | 107,000 | 167,000 | 227,000 |
| Net interest income | 474,000 | 966,000 | 1,459,000 | 2,016,000 |
| Noninterest income | 89,000 | 179,000 | 268,000 | 281,000 |
| Noninterest expense | 470,000 | 979,000 | 1,459,000 | 1,975,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 87,000 | 154,000 | 250,000 | 298,000 |
| Income tax | 18,000 | 44,000 | 66,000 | 66,000 |
| Net income | 69,000 | 110,000 | 184,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,378,000 | 5,418,000 | 5,494,000 | 5,490,000 |
| Total capital | 5,667,000 | 5,703,000 | 5,781,000 | 5,777,000 |
| Risk-weighted assets | 32,589,000 | 31,606,000 | 31,141,000 | 30,583,000 |