Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,552,000 | 56,851,000 | 57,084,000 | 55,626,000 |
| Total loans | 36,895,000 | 36,057,000 | 36,691,000 | 38,549,000 |
| Allowance for loan losses | 288,000 | 262,000 | 262,000 | 283,000 |
| Securities available for sale | 12,697,000 | 12,722,000 | 12,981,000 | 11,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,010,000 | 48,224,000 | 48,379,000 | 48,213,000 |
| Interest-bearing deposits | 34,957,000 | 36,517,000 | 36,593,000 | 35,990,000 |
| Noninterest-bearing deposits | 12,053,000 | 11,707,000 | 11,786,000 | 12,223,000 |
| Equity capital | 5,330,000 | 5,380,000 | 5,449,000 | 5,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,001,000 | 1,513,000 | 2,039,000 |
| Interest expense | 55,000 | 113,000 | 171,000 | 228,000 |
| Net interest income | 468,000 | 888,000 | 1,342,000 | 1,811,000 |
| Noninterest income | 61,000 | 191,000 | 305,000 | 414,000 |
| Noninterest expense | 475,000 | 949,000 | 1,429,000 | 1,951,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 54,000 | 130,000 | 218,000 | 272,000 |
| Income tax | 5,000 | 47,000 | 57,000 | 63,000 |
| Net income | 49,000 | 83,000 | 161,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,238,000 | 5,272,000 | 5,350,000 | 5,309,000 |
| Total capital | 5,526,000 | 5,534,000 | 5,612,000 | 5,592,000 |
| Risk-weighted assets | 30,003,000 | 29,246,000 | 31,064,000 | 31,659,000 |