Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,993,000 | 55,515,000 | 55,435,000 | 55,500,000 |
| Total loans | 34,932,000 | 35,741,000 | 35,275,000 | 35,588,000 |
| Allowance for loan losses | 288,000 | 288,000 | 288,000 | 288,000 |
| Securities available for sale | 14,490,000 | 13,961,000 | 13,839,000 | 12,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,520,000 | 47,043,000 | 46,814,000 | 46,978,000 |
| Interest-bearing deposits | 35,963,000 | 34,810,000 | 34,922,000 | 35,002,000 |
| Noninterest-bearing deposits | 11,557,000 | 12,233,000 | 11,892,000 | 11,976,000 |
| Equity capital | 5,238,000 | 5,245,000 | 5,334,000 | 5,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,047,000 | 1,570,000 | 2,096,000 |
| Interest expense | 49,000 | 106,000 | 164,000 | 220,000 |
| Net interest income | 469,000 | 941,000 | 1,406,000 | 1,876,000 |
| Noninterest income | 44,000 | 111,000 | 180,000 | 250,000 |
| Noninterest expense | 465,000 | 908,000 | 1,375,000 | 1,898,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 144,000 | 211,000 | 228,000 |
| Income tax | 0 | 19,000 | 33,000 | 24,000 |
| Net income | 48,000 | 125,000 | 178,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,107,000 | 5,184,000 | 5,237,000 | 5,189,000 |
| Total capital | 5,395,000 | 5,472,000 | 5,525,000 | 5,477,000 |
| Risk-weighted assets | 28,429,000 | 29,185,000 | 29,142,000 | 29,270,000 |