Call reports 2014
PEOPLES BANK, THE — 2014
What PEOPLES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,272,000 | 53,934,000 | 53,546,000 | 55,648,000 |
| Total loans | 29,684,000 | 29,843,000 | 31,575,000 | 34,130,000 |
| Allowance for loan losses | 256,000 | 243,000 | 270,000 | 262,000 |
| Securities available for sale | 15,262,000 | 14,380,000 | 15,204,000 | 14,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,020,000 | 48,535,000 | 48,157,000 | 47,274,000 |
| Interest-bearing deposits | 36,430,000 | 37,369,000 | 37,372,000 | 36,008,000 |
| Noninterest-bearing deposits | 10,590,000 | 11,166,000 | 10,785,000 | 11,266,000 |
| Equity capital | 5,067,000 | 5,180,000 | 5,156,000 | 5,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 974,000 | 1,470,000 | 1,981,000 |
| Interest expense | 48,000 | 98,000 | 150,000 | 198,000 |
| Net interest income | 437,000 | 876,000 | 1,320,000 | 1,783,000 |
| Noninterest income | 51,000 | 110,000 | 168,000 | 229,000 |
| Noninterest expense | 460,000 | 875,000 | 1,360,000 | 1,843,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 28,000 | 112,000 | 128,000 | 169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 112,000 | 128,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,986,000 | 5,070,000 | 5,086,000 | 5,059,000 |
| Total capital | 5,242,000 | 5,313,000 | 5,356,000 | 5,321,000 |
| Risk-weighted assets | 26,331,000 | 26,119,000 | 27,322,000 | 29,300,000 |