Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,597,000 | 52,078,000 | 53,241,000 | 52,336,000 |
| Total loans | 27,709,000 | 27,401,000 | 29,353,000 | 29,522,000 |
| Allowance for loan losses | 232,000 | 231,000 | 226,000 | 254,000 |
| Securities available for sale | 14,601,000 | 17,132,000 | 18,449,000 | 16,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,993,000 | 46,830,000 | 47,842,000 | 47,120,000 |
| Interest-bearing deposits | 37,708,000 | 36,628,000 | 36,743,000 | 36,206,000 |
| Noninterest-bearing deposits | 10,285,000 | 10,202,000 | 11,099,000 | 10,914,000 |
| Equity capital | 5,168,000 | 5,034,000 | 5,060,000 | 4,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 973,000 | 1,464,000 | 1,976,000 |
| Interest expense | 60,000 | 116,000 | 170,000 | 223,000 |
| Net interest income | 409,000 | 857,000 | 1,294,000 | 1,753,000 |
| Noninterest income | 66,000 | 123,000 | 189,000 | 241,000 |
| Noninterest expense | 399,000 | 801,000 | 1,248,000 | 1,691,000 |
| Provision for loan losses | 0 | 0 | 0 | 31,000 |
| Pretax income | 76,000 | 179,000 | 235,000 | 303,000 |
| Income tax | 5,000 | 24,000 | 32,000 | 47,000 |
| Net income | 71,000 | 155,000 | 203,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,858,000 | 4,943,000 | 4,991,000 | 4,958,000 |
| Total capital | 5,090,000 | 5,174,000 | 5,217,000 | 5,212,000 |
| Risk-weighted assets | 25,395,000 | 25,368,000 | 26,811,000 | 26,355,000 |