Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,921,000 | 52,614,000 | 53,066,000 | 54,316,000 |
| Total loans | 26,845,000 | 28,079,000 | 28,039,000 | 27,844,000 |
| Allowance for loan losses | 298,000 | 298,000 | 297,000 | 241,000 |
| Securities available for sale | 16,380,000 | 16,549,000 | 15,929,000 | 14,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,520,000 | 46,943,000 | 47,439,000 | 48,725,000 |
| Interest-bearing deposits | 36,639,000 | 36,860,000 | 37,764,000 | 37,543,000 |
| Noninterest-bearing deposits | 8,881,000 | 10,083,000 | 9,675,000 | 11,182,000 |
| Equity capital | 4,901,000 | 5,066,000 | 5,158,000 | 5,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,022,000 | 1,524,000 | 2,042,000 |
| Interest expense | 78,000 | 158,000 | 249,000 | 315,000 |
| Net interest income | 435,000 | 864,000 | 1,275,000 | 1,727,000 |
| Noninterest income | 57,000 | 118,000 | 186,000 | 275,000 |
| Noninterest expense | 390,000 | 764,000 | 1,184,000 | 1,604,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 103,000 | 219,000 | 305,000 | 426,000 |
| Income tax | 11,000 | 41,000 | 59,000 | 82,000 |
| Net income | 92,000 | 178,000 | 246,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,623,000 | 4,709,000 | 4,776,000 | 4,788,000 |
| Total capital | 4,921,000 | 5,007,000 | 5,073,000 | 5,029,000 |
| Risk-weighted assets | 25,040,000 | 25,891,000 | 25,325,000 | 24,968,000 |