Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,377,000 | 48,963,000 | 49,534,000 | 49,039,000 |
| Total loans | 25,194,000 | 25,966,000 | 26,372,000 | 26,939,000 |
| Allowance for loan losses | 254,000 | 254,000 | 249,000 | 258,000 |
| Securities available for sale | 18,387,000 | 16,937,000 | 17,602,000 | 16,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,156,000 | 43,658,000 | 44,054,000 | 43,611,000 |
| Interest-bearing deposits | 36,029,000 | 35,769,000 | 35,986,000 | 35,280,000 |
| Noninterest-bearing deposits | 7,127,000 | 7,889,000 | 8,068,000 | 8,331,000 |
| Equity capital | 4,607,000 | 4,765,000 | 4,903,000 | 4,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,053,000 | 1,581,000 | 2,111,000 |
| Interest expense | 135,000 | 267,000 | 381,000 | 470,000 |
| Net interest income | 399,000 | 786,000 | 1,200,000 | 1,641,000 |
| Noninterest income | 59,000 | 121,000 | 179,000 | 247,000 |
| Noninterest expense | 347,000 | 755,000 | 1,163,000 | 1,544,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 30,000 |
| Pretax income | 101,000 | 142,000 | 207,000 | 315,000 |
| Income tax | 10,000 | 11,000 | 19,000 | 35,000 |
| Net income | 91,000 | 131,000 | 188,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,443,000 | 4,483,000 | 4,540,000 | 4,531,000 |
| Total capital | 4,697,000 | 4,737,000 | 4,789,000 | 4,789,000 |
| Risk-weighted assets | 25,005,000 | 25,453,000 | 25,337,000 | 25,266,000 |