Call reports 2007
PEOPLES BANK, THE — 2007
What PEOPLES BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,287,000 | 41,523,000 | 40,939,000 | 41,375,000 |
| Total loans | 27,718,000 | 27,619,000 | 27,783,000 | 27,367,000 |
| Allowance for loan losses | 149,000 | 146,000 | 148,000 | 135,000 |
| Securities available for sale | 8,532,000 | 9,950,000 | 9,622,000 | 10,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,222,000 | 36,178,000 | 35,813,000 | 36,234,000 |
| Interest-bearing deposits | 29,200,000 | 30,005,000 | 29,804,000 | 30,117,000 |
| Noninterest-bearing deposits | 6,022,000 | 6,173,000 | 6,009,000 | 6,117,000 |
| Equity capital | 3,749,000 | 3,714,000 | 3,885,000 | 3,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,233,000 | 1,875,000 | 2,535,000 |
| Interest expense | 230,000 | 473,000 | 727,000 | 973,000 |
| Net interest income | 370,000 | 760,000 | 1,148,000 | 1,562,000 |
| Noninterest income | 44,000 | 95,000 | 138,000 | 178,000 |
| Noninterest expense | 345,000 | 715,000 | 1,046,000 | 1,399,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 4,000 |
| Pretax income | 69,000 | 140,000 | 236,000 | 337,000 |
| Income tax | 10,000 | 29,000 | 53,000 | 81,000 |
| Net income | 59,000 | 111,000 | 183,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,749,000 | 3,795,000 | 3,868,000 | 3,869,000 |
| Total capital | 3,898,000 | 3,941,000 | 4,016,000 | 4,004,000 |
| Risk-weighted assets | 25,452,000 | 25,085,000 | 25,198,000 | 24,622,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.