Call reports 2005
PEOPLES BANK, THE — 2005
What PEOPLES BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,652,000 | 39,814,000 | 39,588,000 | 39,590,000 |
| Total loans | 25,498,000 | 24,556,000 | 24,041,000 | 24,380,000 |
| Allowance for loan losses | 157,000 | 201,000 | 158,000 | 150,000 |
| Securities available for sale | 10,349,000 | 10,294,000 | 10,102,000 | 9,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,166,000 | 34,373,000 | 34,198,000 | 34,471,000 |
| Interest-bearing deposits | 29,323,000 | 29,159,000 | 28,650,000 | 28,280,000 |
| Noninterest-bearing deposits | 5,843,000 | 5,214,000 | 5,548,000 | 6,191,000 |
| Equity capital | 3,479,000 | 3,536,000 | 3,591,000 | 3,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,074,000 | 1,619,000 | 2,170,000 |
| Interest expense | 161,000 | 328,000 | 504,000 | 689,000 |
| Net interest income | 375,000 | 746,000 | 1,115,000 | 1,481,000 |
| Noninterest income | 60,000 | 123,000 | 181,000 | 238,000 |
| Noninterest expense | 333,000 | 659,000 | 1,021,000 | 1,387,000 |
| Provision for loan losses | 0 | 63,000 | 33,000 | 33,000 |
| Pretax income | 102,000 | 147,000 | 242,000 | 299,000 |
| Income tax | 34,000 | 49,000 | 74,000 | 87,000 |
| Net income | 68,000 | 98,000 | 168,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,554,000 | 3,559,000 | 3,629,000 | 3,584,000 |
| Total capital | 3,711,000 | 3,760,000 | 3,787,000 | 3,734,000 |
| Risk-weighted assets | 23,835,000 | 23,369,000 | 23,792,000 | 23,504,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.