Call reports 2026
BANK OF PENSACOLA — 2026
What BANK OF PENSACOLA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 142,605,000 | 147,023,000 |
| Total loans | 78,164,000 | 80,941,000 |
| Allowance for loan losses | 548,000 | 548,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 44,676,000 | 44,627,000 |
| Trading assets | 0 | 0 |
| Total deposits | 128,499,000 | 132,637,000 |
| Interest-bearing deposits | 69,769,000 | 70,233,000 |
| Noninterest-bearing deposits | 58,730,000 | 62,404,000 |
| Equity capital | 13,754,000 | 14,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,343,000 | 2,780,000 |
| Interest expense | 280,000 | 573,000 |
| Net interest income | 1,063,000 | 2,207,000 |
| Noninterest income | 74,000 | 147,000 |
| Noninterest expense | 677,000 | 1,377,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 460,000 | 977,000 |
| Income tax | 108,000 | 239,000 |
| Net income | 352,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,754,000 | 14,139,000 |