Call report 2025Q4
BANK OF PENSACOLA — 2025Q4
The 22 measures BANK OF PENSACOLA reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,348,000 | USD | evidence → |
| Total loans | 76,228,000 | USD | evidence → |
| Allowance for loan losses | 548,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 49,658,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,337,000 | USD | evidence → |
| Interest-bearing deposits | 69,001,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,336,000 | USD | evidence → |
| Equity capital | 13,722,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,082,000 | USD | evidence → |
| Interest expense | 1,209,000 | USD | evidence → |
| Net interest income | 3,873,000 | USD | evidence → |
| Noninterest income | 325,000 | USD | evidence → |
| Noninterest expense | 2,851,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,347,000 | USD | evidence → |
| Income tax | 319,000 | USD | evidence → |
| Net income | 1,028,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,722,000 | USD | evidence → |