Call report 2022Q4
BANK OF PENSACOLA — 2022Q4
The 22 measures BANK OF PENSACOLA reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,675,000 | USD | evidence → |
| Total loans | 55,847,000 | USD | evidence → |
| Allowance for loan losses | 546,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 77,706,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,196,000 | USD | evidence → |
| Interest-bearing deposits | 76,498,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,698,000 | USD | evidence → |
| Equity capital | 12,212,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,195,000 | USD | evidence → |
| Interest expense | 395,000 | USD | evidence → |
| Net interest income | 2,800,000 | USD | evidence → |
| Noninterest income | 288,000 | USD | evidence → |
| Noninterest expense | 2,158,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 870,000 | USD | evidence → |
| Income tax | 158,000 | USD | evidence → |
| Net income | 712,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,212,000 | USD | evidence → |
| Total capital | 12,758,000 | USD | evidence → |
| Risk-weighted assets | 46,738,000 | USD | evidence → |