Call reports 2017
BANK OF PENSACOLA — 2017
What BANK OF PENSACOLA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 82,120,000 | 82,250,000 | 86,381,000 | 82,341,000 |
| Total loans | 26,747,000 | 28,099,000 | 27,953,000 | 31,070,000 |
| Allowance for loan losses | 323,000 | 321,000 | 322,000 | 322,000 |
| Securities available for sale | 5,499,000 | 5,559,000 | 8,483,000 | 9,345,000 |
| Securities held to maturity | 41,836,000 | 38,309,000 | 38,292,000 | 37,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,962,000 | 71,030,000 | 75,188,000 | 68,229,000 |
| Interest-bearing deposits | 30,102,000 | 30,101,000 | 33,155,000 | 28,254,000 |
| Noninterest-bearing deposits | 40,860,000 | 40,929,000 | 42,033,000 | 39,975,000 |
| Equity capital | 11,151,000 | 11,215,000 | 11,185,000 | 11,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 928,000 | 1,407,000 | 1,903,000 |
| Interest expense | 24,000 | 47,000 | 70,000 | 99,000 |
| Net interest income | 440,000 | 881,000 | 1,337,000 | 1,804,000 |
| Noninterest income | 107,000 | 214,000 | 303,000 | 398,000 |
| Noninterest expense | 528,000 | 1,034,000 | 1,555,000 | 2,076,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 61,000 | 85,000 | 126,000 |
| Income tax | 7,000 | 23,000 | 32,000 | 47,000 |
| Net income | 12,000 | 38,000 | 53,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,170,000 | 11,196,000 | 11,211,000 | 11,237,000 |
| Total capital | 11,479,000 | 11,517,000 | 11,533,000 | 11,559,000 |
| Risk-weighted assets | 24,691,000 | 26,072,000 | 27,588,000 | 29,627,000 |