Call reports 2006
BANK OF PENSACOLA — 2006
What BANK OF PENSACOLA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 61,839,000 | 58,460,000 | 57,148,000 | 52,986,000 |
| Total loans | 6,218,000 | 6,303,000 | 6,520,000 | 6,573,000 |
| Allowance for loan losses | 164,000 | 159,000 | 162,000 | 163,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,143,000 | 43,009,000 | 41,961,000 | 39,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,152,000 | 45,581,000 | 44,146,000 | 39,889,000 |
| Interest-bearing deposits | 30,762,000 | 30,426,000 | 29,089,000 | 25,480,000 |
| Noninterest-bearing deposits | 18,390,000 | 15,155,000 | 15,057,000 | 14,409,000 |
| Equity capital | 12,535,000 | 12,734,000 | 12,869,000 | 12,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,058,000 | 1,559,000 | 2,041,000 |
| Interest expense | 62,000 | 128,000 | 214,000 | 293,000 |
| Net interest income | 465,000 | 930,000 | 1,345,000 | 1,748,000 |
| Noninterest income | 221,000 | 438,000 | 675,000 | 857,000 |
| Noninterest expense | 709,000 | 1,098,000 | 1,552,000 | 1,974,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -23,000 | 270,000 | 468,000 | 631,000 |
| Income tax | 0 | 94,000 | 157,000 | 219,000 |
| Net income | -23,000 | 176,000 | 311,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,535,000 | 12,734,000 | 12,869,000 | 12,970,000 |
| Total capital | 12,648,000 | 12,847,000 | 12,984,000 | 13,086,000 |
| Risk-weighted assets | 10,128,000 | 9,028,000 | 9,153,000 | 9,223,000 |
Machine access — free, no API key
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