Call reports 2004
BANK OF PENSACOLA — 2004
What BANK OF PENSACOLA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,267,000 | 60,007,000 | 62,097,000 | 64,105,000 |
| Total loans | 5,610,000 | 5,795,000 | 5,904,000 | 5,807,000 |
| Allowance for loan losses | 168,000 | 167,000 | 167,000 | 167,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,838,000 | 41,716,000 | 42,590,000 | 46,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,805,000 | 48,383,000 | 50,312,000 | 52,211,000 |
| Interest-bearing deposits | 26,480,000 | 30,518,000 | 31,443,000 | 31,059,000 |
| Noninterest-bearing deposits | 18,325,000 | 17,865,000 | 18,869,000 | 21,152,000 |
| Equity capital | 11,444,000 | 11,600,000 | 11,750,000 | 11,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,009,000 | 1,523,000 | 2,068,000 |
| Interest expense | 43,000 | 86,000 | 132,000 | 182,000 |
| Net interest income | 469,000 | 923,000 | 1,391,000 | 1,886,000 |
| Noninterest income | 260,000 | 558,000 | 798,000 | 1,000,000 |
| Noninterest expense | 706,000 | 1,195,000 | 1,655,000 | 2,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 286,000 | 534,000 | 693,000 |
| Income tax | 11,000 | 118,000 | 216,000 | 281,000 |
| Net income | 12,000 | 168,000 | 318,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,444,000 | 11,600,000 | 11,750,000 | 11,844,000 |
| Total capital | 11,554,000 | 11,710,000 | 11,873,000 | 11,969,000 |
| Risk-weighted assets | 8,763,000 | 8,767,000 | 9,761,000 | 9,924,000 |
Machine access — free, no API key
Every figure shown here about BANK OF PENSACOLA — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.