Call reports 2026
COMMERCIAL BANK & TRUST COMPANY — 2026
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,096,299,000 | 1,079,676,000 |
| Total loans | 616,696,000 | 640,611,000 |
| Allowance for loan losses | 8,945,000 | 9,332,000 |
| Securities available for sale | 204,986,000 | 201,596,000 |
| Securities held to maturity | 117,261,000 | 116,478,000 |
| Trading assets | 0 | 0 |
| Total deposits | 992,142,000 | 971,963,000 |
| Interest-bearing deposits | 772,883,000 | 759,023,000 |
| Noninterest-bearing deposits | 219,259,000 | 212,940,000 |
| Equity capital | 95,288,000 | 98,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,525,000 | 25,423,000 |
| Interest expense | 3,740,000 | 7,352,000 |
| Net interest income | 8,785,000 | 18,071,000 |
| Noninterest income | 3,118,000 | 6,076,000 |
| Noninterest expense | 8,048,000 | 16,063,000 |
| Provision for loan losses | 521,000 | 966,000 |
| Pretax income | 3,365,000 | 7,169,000 |
| Income tax | 134,000 | 290,000 |
| Net income | 3,231,000 | 6,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 127,785,000 | 129,782,000 |
| Total capital | 135,915,000 | 138,136,000 |
| Risk-weighted assets | 649,100,000 | 666,907,000 |