Call reports 2024
COMMERCIAL BANK & TRUST COMPANY — 2024
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,015,999,000 | 1,036,921,000 | 1,053,450,000 | 1,082,878,000 |
| Total loans | 546,143,000 | 570,467,000 | 567,168,000 | 576,171,000 |
| Allowance for loan losses | 7,674,000 | 8,065,000 | 8,151,000 | 8,238,000 |
| Securities available for sale | 216,001,000 | 211,383,000 | 222,197,000 | 215,890,000 |
| Securities held to maturity | 124,322,000 | 123,533,000 | 122,677,000 | 121,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 930,960,000 | 951,997,000 | 957,511,000 | 996,512,000 |
| Interest-bearing deposits | 723,806,000 | 745,576,000 | 743,390,000 | 770,783,000 |
| Noninterest-bearing deposits | 207,154,000 | 206,421,000 | 214,121,000 | 225,729,000 |
| Equity capital | 76,930,000 | 77,188,000 | 87,157,000 | 77,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,436,000 | 23,506,000 | 36,070,000 | 48,656,000 |
| Interest expense | 4,247,000 | 8,864,000 | 13,618,000 | 18,223,000 |
| Net interest income | 7,189,000 | 14,642,000 | 22,452,000 | 30,433,000 |
| Noninterest income | 2,920,000 | 5,737,000 | 8,506,000 | 11,465,000 |
| Noninterest expense | 7,359,000 | 14,717,000 | 22,397,000 | 30,055,000 |
| Provision for loan losses | 2,000 | 398,000 | 530,000 | 718,000 |
| Pretax income | 2,748,000 | 5,264,000 | 7,982,000 | 11,107,000 |
| Income tax | 36,000 | 65,000 | 92,000 | 242,000 |
| Net income | 2,712,000 | 5,199,000 | 7,890,000 | 10,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,401,000 | 123,888,000 | 125,528,000 | 121,955,000 |
| Total capital | 129,990,000 | 131,719,000 | 133,156,000 | 129,915,000 |
| Risk-weighted assets | 606,578,000 | 625,786,000 | 609,219,000 | 636,091,000 |