Call reports 2021
COMMERCIAL BANK & TRUST COMPANY — 2021
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,028,764,000 | 1,075,541,000 | 1,077,026,000 | 1,157,694,000 |
| Total loans | 513,665,000 | 505,752,000 | 477,159,000 | 473,948,000 |
| Allowance for loan losses | 7,430,000 | 7,440,000 | 7,440,000 | 8,363,000 |
| Securities available for sale | 312,255,000 | 363,945,000 | 395,061,000 | 428,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 921,512,000 | 961,471,000 | 959,549,000 | 1,045,278,000 |
| Interest-bearing deposits | 656,887,000 | 676,736,000 | 687,024,000 | 745,875,000 |
| Noninterest-bearing deposits | 264,625,000 | 284,735,000 | 272,525,000 | 299,403,000 |
| Equity capital | 99,717,000 | 105,343,000 | 109,040,000 | 105,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,664,000 | 16,180,000 | 24,499,000 | 32,153,000 |
| Interest expense | 630,000 | 1,250,000 | 1,826,000 | 2,383,000 |
| Net interest income | 7,034,000 | 14,930,000 | 22,673,000 | 29,770,000 |
| Noninterest income | 4,072,000 | 8,052,000 | 13,950,000 | 17,908,000 |
| Noninterest expense | 6,915,000 | 13,799,000 | 20,667,000 | 28,557,000 |
| Provision for loan losses | 62,000 | 84,000 | 172,000 | 1,022,000 |
| Pretax income | 4,178,000 | 9,151,000 | 15,836,000 | 18,162,000 |
| Income tax | 217,000 | 474,000 | 823,000 | 873,000 |
| Net income | 3,961,000 | 8,677,000 | 15,013,000 | 17,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,231,000 | 95,149,000 | 100,184,000 | 98,358,000 |
| Total capital | 98,360,000 | 102,501,000 | 107,535,000 | 105,924,000 |
| Risk-weighted assets | 570,000,000 | 588,069,000 | 588,069,000 | 604,452,000 |