Call reports 2017
COMMERCIAL BANK & TRUST COMPANY — 2017
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 737,979,000 | 726,063,000 | 730,306,000 | 745,012,000 |
| Total loans | 491,591,000 | 492,695,000 | 490,681,000 | 476,252,000 |
| Allowance for loan losses | 6,714,000 | 6,720,000 | 6,705,000 | 6,617,000 |
| Securities available for sale | 174,753,000 | 171,914,000 | 167,698,000 | 176,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,635,000 | 640,263,000 | 642,284,000 | 661,081,000 |
| Interest-bearing deposits | 498,619,000 | 484,301,000 | 484,527,000 | 489,235,000 |
| Noninterest-bearing deposits | 157,016,000 | 155,962,000 | 157,757,000 | 171,846,000 |
| Equity capital | 77,409,000 | 80,483,000 | 82,600,000 | 78,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,908,000 | 14,162,000 | 21,509,000 | 28,848,000 |
| Interest expense | 489,000 | 995,000 | 1,505,000 | 2,015,000 |
| Net interest income | 6,419,000 | 13,167,000 | 20,004,000 | 26,833,000 |
| Noninterest income | 2,230,000 | 4,472,000 | 6,874,000 | 9,195,000 |
| Noninterest expense | 5,519,000 | 10,895,000 | 16,495,000 | 22,385,000 |
| Provision for loan losses | 64,000 | 149,000 | 240,000 | 328,000 |
| Pretax income | 3,067,000 | 6,631,000 | 10,262,000 | 13,433,000 |
| Income tax | 171,000 | 374,000 | 581,000 | 721,000 |
| Net income | 2,896,000 | 6,257,000 | 9,681,000 | 12,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,535,000 | 75,496,000 | 77,520,000 | 74,551,000 |
| Total capital | 80,049,000 | 81,968,000 | 83,940,000 | 80,890,000 |
| Risk-weighted assets | 520,940,000 | 517,501,000 | 513,314,000 | 506,825,000 |