Call reports 2006
COMMERCIAL BANK & TRUST COMPANY — 2006
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 478,232,000 | 484,894,000 | 489,066,000 | 498,684,000 |
| Total loans | 322,229,000 | 332,684,000 | 340,604,000 | 342,546,000 |
| Allowance for loan losses | 6,194,000 | 6,389,000 | 6,494,000 | 6,083,000 |
| Securities available for sale | 89,409,000 | 111,096,000 | 104,631,000 | 96,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,100,000 | 426,350,000 | 432,850,000 | 439,071,000 |
| Interest-bearing deposits | 360,364,000 | 362,146,000 | 368,338,000 | 372,286,000 |
| Noninterest-bearing deposits | 64,736,000 | 64,204,000 | 64,512,000 | 66,785,000 |
| Equity capital | 41,645,000 | 42,877,000 | 44,294,000 | 45,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,226,000 | 15,023,000 | 23,094,000 | 31,245,000 |
| Interest expense | 2,709,000 | 5,872,000 | 9,239,000 | 12,800,000 |
| Net interest income | 4,517,000 | 9,151,000 | 13,855,000 | 18,445,000 |
| Noninterest income | 1,238,000 | 2,565,000 | 3,774,000 | 4,921,000 |
| Noninterest expense | 3,366,000 | 6,591,000 | 9,948,000 | 13,707,000 |
| Provision for loan losses | 231,000 | 444,000 | 666,000 | 665,000 |
| Pretax income | 2,158,000 | 4,680,000 | 7,014,000 | 8,993,000 |
| Income tax | 140,000 | 304,000 | 456,000 | 566,000 |
| Net income | 2,018,000 | 4,376,000 | 6,558,000 | 8,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,717,000 | 39,076,000 | 40,258,000 | 40,926,000 |
| Total capital | 42,004,000 | 43,498,000 | 44,798,000 | 45,485,000 |
| Risk-weighted assets | 341,083,000 | 351,823,000 | 361,213,000 | 363,211,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL BANK & TRUST COMPANY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.