Call reports 2026
FIRST NATIONAL BANK OF BEMIDJI, THE — 2026
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,030,296,000 | 1,078,508,000 |
| Total loans | 498,451,000 | 548,627,000 |
| Allowance for loan losses | 3,559,000 | 3,548,000 |
| Securities available for sale | 499,994,000 | 494,758,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 835,550,000 | 844,391,000 |
| Interest-bearing deposits | 683,949,000 | 696,324,000 |
| Noninterest-bearing deposits | 151,601,000 | 148,067,000 |
| Equity capital | 78,229,000 | 87,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,041,000 | 24,653,000 |
| Interest expense | 5,147,000 | 10,649,000 |
| Net interest income | 6,894,000 | 14,004,000 |
| Noninterest income | 916,000 | 1,987,000 |
| Noninterest expense | 4,171,000 | 8,341,000 |
| Provision for loan losses | 210,000 | 210,000 |
| Pretax income | 3,406,000 | 8,062,000 |
| Income tax | 437,000 | 666,000 |
| Net income | 2,969,000 | 7,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 117,529,000 | 120,813,000 |