Call reports 2024
FIRST NATIONAL BANK OF BEMIDJI, THE — 2024
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 916,462,000 | 934,027,000 | 948,774,000 | 945,175,000 |
| Total loans | 375,797,000 | 406,583,000 | 409,624,000 | 414,818,000 |
| Allowance for loan losses | 2,976,000 | 3,014,000 | 3,019,000 | 3,195,000 |
| Securities available for sale | 506,872,000 | 490,042,000 | 499,984,000 | 489,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,513,000 | 793,420,000 | 789,911,000 | 804,213,000 |
| Interest-bearing deposits | 645,503,000 | 657,219,000 | 653,025,000 | 656,665,000 |
| Noninterest-bearing deposits | 138,010,000 | 136,201,000 | 136,886,000 | 147,548,000 |
| Equity capital | 53,040,000 | 55,269,000 | 71,078,000 | 65,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,649,000 | 21,717,000 | 32,965,000 | 44,058,000 |
| Interest expense | 5,652,000 | 11,340,000 | 17,064,000 | 22,744,000 |
| Net interest income | 4,997,000 | 10,377,000 | 15,901,000 | 21,314,000 |
| Noninterest income | 852,000 | 1,759,000 | 2,711,000 | 3,632,000 |
| Noninterest expense | 3,981,000 | 8,403,000 | 12,467,000 | 16,122,000 |
| Provision for loan losses | 70,000 | 105,000 | 105,000 | 305,000 |
| Pretax income | 1,534,000 | 3,331,000 | 5,778,000 | 8,271,000 |
| Income tax | 49,000 | 459,000 | 664,000 | 394,000 |
| Net income | 1,485,000 | 2,872,000 | 5,114,000 | 7,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,919,000 | 109,540,000 | 108,722,000 | 114,807,000 |