Call reports 2023
FIRST NATIONAL BANK OF BEMIDJI, THE — 2023
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 974,140,000 | 984,314,000 | 961,625,000 | 939,414,000 |
| Total loans | 367,120,000 | 383,044,000 | 388,761,000 | 374,950,000 |
| Allowance for loan losses | 2,740,000 | 2,749,000 | 2,806,000 | 2,897,000 |
| Securities available for sale | 570,664,000 | 558,561,000 | 531,348,000 | 529,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 769,968,000 | 785,204,000 | 801,964,000 | 803,126,000 |
| Interest-bearing deposits | 617,277,000 | 633,536,000 | 642,053,000 | 642,160,000 |
| Noninterest-bearing deposits | 152,691,000 | 151,668,000 | 159,911,000 | 160,966,000 |
| Equity capital | 43,882,000 | 42,064,000 | 24,804,000 | 53,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,421,000 | 20,191,000 | 31,327,000 | 42,879,000 |
| Interest expense | 4,116,000 | 9,043,000 | 14,465,000 | 20,308,000 |
| Net interest income | 5,305,000 | 11,148,000 | 16,862,000 | 22,571,000 |
| Noninterest income | 804,000 | 1,653,000 | 2,567,000 | 3,433,000 |
| Noninterest expense | 3,737,000 | 7,676,000 | 11,815,000 | 15,556,000 |
| Provision for loan losses | 0 | 0 | 70,000 | 105,000 |
| Pretax income | 1,112,000 | 4,405,000 | 6,808,000 | 9,507,000 |
| Income tax | 0 | 218,000 | 152,000 | 382,000 |
| Net income | 1,112,000 | 4,187,000 | 6,656,000 | 9,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,989,000 | 104,964,000 | 109,096,000 | 106,980,000 |