Call reports 2022
FIRST NATIONAL BANK OF BEMIDJI, THE — 2022
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 971,471,000 | 1,008,537,000 | 999,932,000 | 997,313,000 |
| Total loans | 357,875,000 | 361,712,000 | 367,650,000 | 368,220,000 |
| Allowance for loan losses | 2,769,000 | 2,793,000 | 2,723,000 | 2,730,000 |
| Securities available for sale | 585,939,000 | 606,993,000 | 596,822,000 | 593,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 826,137,000 | 841,531,000 | 831,141,000 | 793,735,000 |
| Interest-bearing deposits | 656,772,000 | 680,293,000 | 662,165,000 | 626,462,000 |
| Noninterest-bearing deposits | 169,365,000 | 161,238,000 | 168,976,000 | 167,273,000 |
| Equity capital | 76,895,000 | 51,037,000 | 25,983,000 | 37,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,313,000 | 15,347,000 | 24,436,000 | 34,118,000 |
| Interest expense | 1,126,000 | 2,593,000 | 4,875,000 | 8,250,000 |
| Net interest income | 6,187,000 | 12,754,000 | 19,561,000 | 25,868,000 |
| Noninterest income | 1,009,000 | 2,020,000 | 2,922,000 | 3,782,000 |
| Noninterest expense | 3,632,000 | 7,326,000 | 11,264,000 | 15,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,738,000 | 7,603,000 | 10,406,000 | 13,520,000 |
| Income tax | 441,000 | 884,000 | 1,328,000 | 1,493,000 |
| Net income | 3,297,000 | 6,719,000 | 9,078,000 | 12,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,757,000 | 101,079,000 | 101,338,000 | 102,187,000 |