Call reports 2021
FIRST NATIONAL BANK OF BEMIDJI, THE — 2021
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 822,544,000 | 963,377,000 | 1,022,019,000 | 979,144,000 |
| Total loans | 386,190,000 | 375,246,000 | 380,347,000 | 363,272,000 |
| Allowance for loan losses | 2,522,000 | 2,622,000 | 2,722,000 | 2,739,000 |
| Securities available for sale | 389,657,000 | 519,025,000 | 580,814,000 | 589,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,849,000 | 796,469,000 | 859,478,000 | 828,313,000 |
| Interest-bearing deposits | 511,716,000 | 637,338,000 | 692,263,000 | 645,263,000 |
| Noninterest-bearing deposits | 156,133,000 | 159,131,000 | 167,215,000 | 183,050,000 |
| Equity capital | 112,137,000 | 116,920,000 | 114,788,000 | 107,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,974,000 | 15,905,000 | 24,469,000 | 32,402,000 |
| Interest expense | 1,160,000 | 2,352,000 | 3,580,000 | 4,765,000 |
| Net interest income | 6,814,000 | 13,553,000 | 20,889,000 | 27,637,000 |
| Noninterest income | 1,214,000 | 2,421,000 | 3,607,000 | 4,636,000 |
| Noninterest expense | 3,480,000 | 6,958,000 | 10,455,000 | 14,324,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 270,000 |
| Pretax income | 4,450,000 | 8,828,000 | 14,270,000 | 18,173,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 1,640,000 |
| Net income | 4,440,000 | 8,818,000 | 14,260,000 | 16,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,388,000 | 98,654,000 | 101,183,000 | 95,906,000 |