Call reports 2020
FIRST NATIONAL BANK OF BEMIDJI, THE — 2020
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 734,212,000 | 809,710,000 | 816,070,000 | 794,515,000 |
| Total loans | 388,143,000 | 404,144,000 | 383,970,000 | 375,479,000 |
| Allowance for loan losses | 2,259,000 | 2,161,000 | 2,373,000 | 2,422,000 |
| Securities available for sale | 320,927,000 | 344,290,000 | 355,250,000 | 386,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,705,000 | 619,394,000 | 633,157,000 | 648,489,000 |
| Interest-bearing deposits | 446,596,000 | 495,866,000 | 497,984,000 | 505,105,000 |
| Noninterest-bearing deposits | 92,109,000 | 123,528,000 | 135,173,000 | 143,384,000 |
| Equity capital | 102,400,000 | 110,125,000 | 112,130,000 | 111,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,823,000 | 14,431,000 | 21,830,000 | 29,343,000 |
| Interest expense | 1,517,000 | 2,847,000 | 4,136,000 | 5,371,000 |
| Net interest income | 5,306,000 | 11,584,000 | 17,694,000 | 23,972,000 |
| Noninterest income | 838,000 | 2,269,000 | 3,766,000 | 5,207,000 |
| Noninterest expense | 3,256,000 | 6,446,000 | 9,798,000 | 13,767,000 |
| Provision for loan losses | 0 | 0 | 230,000 | 290,000 |
| Pretax income | 2,893,000 | 8,426,000 | 12,451,000 | 16,139,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 2,883,000 | 8,416,000 | 12,441,000 | 16,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,436,000 | 98,005,000 | 96,709,000 | 93,374,000 |