Call reports 2019
FIRST NATIONAL BANK OF BEMIDJI, THE — 2019
What FIRST NATIONAL BANK OF BEMIDJI, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 667,517,000 | 674,707,000 | 670,448,000 | 670,265,000 |
| Total loans | 412,408,000 | 418,069,000 | 416,027,000 | 401,626,000 |
| Allowance for loan losses | 2,393,000 | 2,448,000 | 2,393,000 | 2,314,000 |
| Securities available for sale | 229,398,000 | 227,746,000 | 226,494,000 | 244,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,989,000 | 505,940,000 | 514,430,000 | 524,474,000 |
| Interest-bearing deposits | 415,096,000 | 419,942,000 | 422,634,000 | 431,946,000 |
| Noninterest-bearing deposits | 90,893,000 | 85,998,000 | 91,796,000 | 92,528,000 |
| Equity capital | 93,008,000 | 96,308,000 | 99,509,000 | 100,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,754,000 | 13,828,000 | 21,071,000 | 27,876,000 |
| Interest expense | 1,571,000 | 3,275,000 | 4,936,000 | 6,493,000 |
| Net interest income | 5,183,000 | 10,553,000 | 16,135,000 | 21,383,000 |
| Noninterest income | 647,000 | 1,402,000 | 2,312,000 | 3,234,000 |
| Noninterest expense | 3,139,000 | 6,243,000 | 9,485,000 | 12,670,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 2,658,000 | 5,965,000 | 9,389,000 | 12,372,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 2,648,000 | 5,955,000 | 9,379,000 | 12,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,920,000 | 89,641,000 | 90,692,000 | 92,623,000 |
| Total capital | 91,314,000 | 92,089,000 | 93,085,000 | 94,937,000 |
| Risk-weighted assets | 480,116,000 | 489,953,000 | 485,521,000 | 481,067,000 |